Welcome to my Policy page. Here you’ll find the following documents:

If you have any concerns please email info@lovefromsteph.com.

Terms and Conditions

Please read these Terms and Conditions fully and carefully before using http://www.staging2.lovefromsteph.com (hereinafter the “Site”, “Website”) and the services and content offered by Love From Steph (“I” or “Love From Steph”) (collectively with the Site).

By visiting and using the Website, you are agreeing to be bound by these Terms and Conditions including my Disclaimer and Privacy Policy, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

The term “you” refers to anyone who uses, visits and/or views the Website. Love From Steph reserves the right to amend or modify these Terms and Conditions in its sole discretion at any time without notice and by using the Website, you accept those amendments. It is your responsibility to periodically check the Website for updates.

Your continued use of the Website after posting of any changes to our Terms and Conditions constitutes your acceptance of those changes and updates. You must not access or use the Website if you do not wish to be bound by these Terms and Conditions.


Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Canada and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.


Intellectual Property

All content on this Website including but not limited to text, posts, logos, marks, graphics, materials, computer code, designs and all other information here (collectively, the “Content”) is owned by Love From Steph and is protected by copyright, trademark and other intellectual property and unfair competition laws with the exception of any content from others that I am lawfully permitted to use.


Use Licence

You are granted a limited revocable license to print or download Content from the Website for your own personal, non-commercial, non-transferrable, informational and educational use only, while ensuring it’s not in violation of any copyright, trademark, and intellectual property or proprietary rights.

You agree not to copy, duplicate, steal, modify, publish, display, distribute, reproduce, store, transmit, post, create derivative works, reverse engineer, sell, rent or license any part of the Content in any way to anyone, without my prior written consent. You agree to abide by the copyright, trademark laws and intellectual property rights and shall be solely responsible for any violations of these Terms and Conditions.

This licence shall automatically terminate if you violate any of these restrictions and may be terminated by Love From Steph at any time. Upon terminating your viewing of these materials or upon the termination of this licence, you must destroy any downloaded materials in your possession whether in electronic or printed format.


Rules of Conduct

As a condition of use, you promise not to use the Website for any purpose that is prohibited by these Terms and Conditions. You are responsible for all of your activity in connection with the Website.

You shall not (and shall not permit any third party to) upload, display, post, transmit, distribute, send, email or submit to me on the Website or on any of my social media sites any information or content that is:

(a) illegal, violates or infringes upon the rights of others,
(b) defamatory, abusive, profane, hateful, vulgar, obscene, libelous, pornographic, threatening, or is otherwise inappropriate as determined by me in my sole discretion;
(c) encourages or advocates conduct that would constitute a criminal offense, giving rise to civil liability or otherwise violate any law,
(d) infringes any patent, trademark, trade secret, copyright, right of publicity or other right of any other person or entity or violates any law or contractual duty;
(e) contains software viruses or any other computer codes, files, or programs that are designed or intended to disrupt, damage, limit or interfere with the proper function of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any system, data, password or other information of Love From Steph or any third party;

You agree to use the Website for lawful purposes only and shall be liable for damages resulting from violation of any provision contained in these Terms and Conditions.



Love From Steph reserves the right, at its sole discretion to modify or replace any of these Terms and Conditions, or change, suspend, or discontinue the Services at any time without notice or liability. It is your responsibility to check these Terms and Conditions periodically for changes. Your continued use of the Services following the posting of any changes to these Terms and Conditions constitutes acceptance of those changes.


Accuracy of materials

The materials appearing on the Website could include technical, typographical, or photographic errors. Love From Steph does not warrant that any of the materials on its Website are accurate, complete or current. Love From Steph may make changes to the materials contained on its Website at any time without notice. However Love From Steph does not make any commitment to update the materials.


Availability of Content

I do not guarantee that any Content will be made available on the Site or through the Services. Further, I have no obligation to monitor the Site or the Services. However, I reserve the right to (i) remove, edit or modify any Content in my sole discretion, at any time, without notice to you and for any reason (including, but not limited to, upon receipt of claims or allegations from third parties or authorities relating to such Content or if I am concerned that you may have violated these Terms and Conditions), or for no reason at all and (ii) to remove or block any Content from the Services.


Third Party Links

The Website may contain links to third party Websites or resources for your convenience. I may serve as an affiliate for some of these third party Websites by offering or advertising their products or services on the Website. However, I do not own or control these third party Websites. Once you click on a third party link and leave this Website, you are no longer bound by these Terms and Conditions. Love From Steph has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site.

You agree that Love From Steph is not responsible or liable for the accuracy, content or any information presented on these third party Websites. The inclusion of any link does not imply endorsement by Love From Steph of the site. Use of any such linked Website is at your own risk and I shall not be liable for any damages resulting from your use of these third party Websites or resources.



I reserve the right in my sole discretion to refuse, remove, restrict your access, revoke and terminate your use of my Website including any or all Content published by you or me at any time for any reason, without notice.


Warranty Disclaimer

All Content on the Website are provided on an “as is” and “as available” basis without any representations or warranties of any kind including, without limitation, implied warranties or conditions of merchantability, fitness for any purpose, express or implied to the full extent permissible by law. Love From Steph makes no representations or warranties as to the Content, information and/or materials provided on this Website. Love From Steph makes no warranties that the Website will perform or operate to meet your requirements or that the information presented here will be complete, current or error-free. Love From Steph disclaims all warranties, implied and express for any purpose to the full extent permitted by law.


Limitation of Liability

In no event shall Love From Steph or its suppliers, partners, content providers or anyone else working with me, be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use this Website, even if Love From Steph or a Love From Steph authorised representative has been notified orally or in writing of the possibility of such damage.

You expressly agree that your use of the Website is at your sole risk and that you are solely responsible for the accuracy of the personal information you provide, outcome of your actions, personal or business results, and for all other use in connection with the Website.

You also expressly agree that Love From Steph or its suppliers, partners, content providers or anyone else working with me shall not be liable to you for any damages resulting from 1) any errors or omissions on the Website, failure of performance of any kind, interruption in the operation and your use of the Website, Website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the Website; 3) any theft or unauthorized access by third party of your information from the Website regardless of my negligence; and 4) any use or misuse of the information or services offered here.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.



You agree to indemnify and hold Love From Steph and/ or its suppliers, partners, content providers or anyone else working with me harmless from all losses, claims, damages, demands, actions, suits, proceedings or judgments, including costs, expenses and reasonable attorneys’ fees (“Liabilities”) assessed against or otherwise incurred by you that arise from or relate to your use or misuse of, or access to, the Website, Content, or otherwise from your User Content, violation of these Terms and Conditions, or infringement by you, or any third party using your account or identity in the Services, of any intellectual property or other right of any person or entity.

Love From Steph will notify you promptly of any such claims or liability and reserves the right to defend such claim, liability or damage at your expense. You shall fully cooperate and provide assistance to me if requested, without any cost, to defend any such claims.


Entire Agreement

These Terms and Conditions along with my Privacy Policy and Disclaimer constitute the entire agreement between you and Love From Steph with respect to this Website. It supersedes all prior or contemporaneous communications, discussions, negotiations or proposals I may have had with you whether electronic, oral or written.

A printed version of this entire agreement including the Privacy Policy and Disclaimer and of any notice given in electronic form shall be admissible in judicial or administrative proceedings with respect to this Website to the same extent and given the same effect as other business contracts and documents kept and maintained in printed form.



If any provision in these Terms and Conditions is deemed by a court, regulatory authority or other public or private tribunal of competent jurisdiction to be invalid or unenforceable, such provision is deemed to have been omitted from this Agreement. The remainder of this Agreement remains in full force and effect, and is modified to any extent necessary to give such force and effect to the remaining provisions, but only to such extent.


No Waiver

The failure of Love From Steph to enforce any part of these Terms and Conditions shall not constitute a waiver of its right to later enforce that or any other part of these Terms and Conditions. Waiver of compliance in any particular instance, does not mean that I will do so in the future. In order for any waiver of compliance with these Terms and Conditions to be binding, I must provide you with written notice of such waiver, provided by one of my authorised representatives.



The section and paragraph headings in these Terms and Conditions are for convenience only and shall not affect their interpretation.



For any questions, please contact me at info@lovefromsteph.com.

Last updated: May 17, 2021.

Disclaimer Policy


General information

Love From Steph (“company”, “I”, “me”) provides general and educational information on various topics on this website as a public service, which should not be construed as professional, financial, immigration, travel, and/or photography advice. These are my personal opinions only.

The term “you” refers to anyone who uses, visits and/or views the website.


General disclaimer

Although I write about travel, photography and moving to Canada, I am not a travel, photography or immigration advisor. All content and information on this website is for informational and educational purposes only and does not constitute as professional advice. Although I strive to provide accurate information, the information on the website is not a substitute for any kind of professional advice and you should not rely solely on this information. Always seek advice from a professional based on your needs and circumstances before making any professional, legal, travel, photography or outdoor adventuring decisions.


Copyright disclaimer

Unless noted otherwise, I am the legal copyright holder of all material found on this website and it may not be used, reprinted, (partially) modified or published without my written consent.


Affiliate / Third party links disclosure and disclaimer 

I may partner with other businesses or participate in different affiliate marketing programs. As a result, some blog posts may contain affiliate links. That means purchases or sign-ups made through these links may earn me a small commission or referral fee. For example, as a GetYourGuide Partner, I will receive a small commission if you make a purchase through my affiliate links. This is at no extra cost to you. In addition to this disclosure notice, any posts containing affiliate links will have a disclosure at the start of the post.

These affiliate or third party relationships will never compromise the integrity of the content on the website. I only recommend products and services that I have personally used and truly believe in. You are under no obligation to click on these affiliate links to purchase those products or services being offered. These affiliate programs are selected based on personal experiences and preferences but you should always conduct your own due diligence before purchasing these products and services.


Reserved rights

I reserve the right to change the focus of the website, shut it down, sell it, and change the terms of use at my own discretion. I also reserve the rights to edit and/or delete any comments submitted to Love From Steph without notice due to: comments deemed to be spam, profanity, offensive language or concepts, attack to a group or person individually. I also reserve the right to remove any links on your comments or not approve comments with links in them referencing to other websites that are completely unrelated to my website.


Disclaimer policy updates

This Disclaimer is effective as of November 2019. I reserve the right to modify it at any time without notice. By visiting and using this website, you accept and agree to be bound by this Disclaimer along with my Terms and Conditions and Privacy Policy. Your continued use of my website constitutes your acceptance of future changes and updates to this Disclaimer. You must not access or use my website if you do not wish to be bound by this Disclaimer.



For any questions or comments regarding this Disclaimer, please contact me at info@lovefromsteph.com.

Last updated: May 17, 2021.

Privacy Policy


Love From Steph (“company”, “I”, “me”) is dedicated to respecting the privacy of your personal information and is committed to protecting it. This Privacy Policy describes what personally identifiable information I collect when you visit Love From Steph (the “website”, “this site”), why I collect it, and how it is used. The term “you” refers to anyone who uses, visits and/or views the website.

By visiting and using this website, you accept and agree to be bound by this Privacy Policy. You must not access or use the website if you do not wish to be bound by this Privacy Policy.


What information does Love From Steph collect and how is it used?

Cookies: This site uses cookies – small data files that are stored on your browser by the website to help me provide you with a better user experience. In general, cookies are used to retain user preferences, store information, and provide anonymised tracking data to third party applications like Google Analytics. This site may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalised experience on the website.

Information you voluntarily submit to the website: This site may collect limited personal information from you such as your name or email address. For example, when you access the website, you may voluntarily provide certain identifiable information. This information is collected when you register on the site, contact me, use the search feature on the website, provide comments or any other feedback, or enter any other information on the website to communicate with me.

Automatically-collected information: Like other websites, this website automatically collects certain information about you through Google Analytics. Google Analytics collects certain information about your location, browsing history, the pages you visited, devices you used to access the website, the dates/ times when you accessed the website, and other general patterns related to your use of the website. This information is used to analyse website statistics related to user behaviour and interests and to monitor the site’s performance so that I can improve the user experience.

This personal information can be deleted or edited by you at any time, except for anonymised information that is impossible for me to delete.


How does the site collect and use data?

This site may use the information collected in the following ways:

  • To operate and maintain the website;
  • To create your account, identify you as a user of the website, and customise the website for your account;
  • To respond to your comments or inquiries;
  • To provide you with user support;
  • To protect, investigate, and deter against unauthorised or illegal activity.


Use of cookies

This website uses cookies to facilitate your use of the website. Cookies are files with small amounts of data including an anonymous unique identifier that a website sends to your computer’s hard drive when you are viewing the website. Like other websites, this site uses cookies to collect limited information including but not limited to your IP address, geographic location, pages you visit, and date and time of your visits. Cookies may also be used by third-party services, such as Google Analytics, as described in this Privacy Policy.

When you leave a comment on my website, you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to complete these details again if and when you leave another comment.

This site may use cookies for various reasons such as to optimise and personalise your browsing experience, to check website analytics, and to save your preferences and settings for future use. You can disable cookies on this site and others by changing the settings in your internet browser. You can also delete set cookies at any time via your internet browser or other software programs. Please be aware that if you choose to do that, you may not be able to view all features and content of this website.



The website may engage in affiliate marketing, which is done by embedding tracking links into the website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions. In addition to this Privacy Policy notice, affiliate marketing will also be disclosed near the relevant content.


Third party links and use of information

I may include, offer or advertise third party links, products or services on the website. Once you click on a third party link and leave this website, you are no longer bound by this Privacy Policy and Terms and Conditions.

Love From Steph is not responsible for the activities and practices of these third parties. They will have their own privacy policies and you should read their policies and contact them directly if you have any questions. By clicking on these third party links, you also agree that your use of these third party websites is solely at your own risk.

Additionally, I use a few third-party service providers to manage this website. Each third-party service provider’s use of your personal information is dictated by their respective privacy policies.

  • Google Analytics: This service tracks website usage and provides information such as referring websites and user actions on the website. This data is anonymised and I cannot access or use this information in any personally-identifiable way. Here is their Privacy Policy. You can find information on opting out of Google Analytics tracking here.
  • Facebook (Facebook Inc.): Facebook is a social network and is used by this site only if you choose to share an article on your Facebook page. Place of processing is the US. Here is their Privacy Policy.
  • Instagram (Instagram Inc.): Instagram is a social network and is used by this site only if you choose to follow my Instagram account by clicking the images on this page. Place of processing is the US. Here is their Privacy Policy.
  • Pinterest (Pinterest Inc.): Pinterest is a social network and is used by this site only if you choose to follow a link to a Pinterest page from this website. Place of processing is the US. Here is their Privacy Policy.
  • Siteground (Siteground Inc.): I use Siteground to host this website. Siteground may collect files that record interactions with this site (system logs) as well as other personal data such as IP address. Place of processing is the US. Here is their Privacy Policy.
  • WordPress: This website is operated on the WordPress platform. WordPress will store your name, email address, and other personal information for security, login, and other purposes. Here is their Privacy Policy.


Publicly available information

If you leave a comment on the website, certain information may be publicly visible. I have no control over and take no responsibility for the use, storage or dissemination of such publicly disclosed personal information by you.



I work hard to protect your personal information submitted to Love From Steph voluntarily and automatically. However, the internet can never be completely secure so I cannot guarantee absolute security of your information. When you put your private information on the internet, it can be collected and used by others, and I am not responsible for keeping that information private or secure.

By using this website, you are giving me your information at your own risk and agree to hold me harmless for any security breach and for unauthorised use of your personal information by third parties. You also agree that I cannot be held responsible for any disclosure of your information through my website without my knowledge and consent.

You should never submit sensitive personal information to the website. This includes your social security number, information regarding your race or ethnic origin, political opinions, religious beliefs, health information, criminal background, and other sensitive personal related information.

If you decide to submit this information, I am not to be held liable for anything that may happen to it. If you leave a comment with any sensitive information it will be visible to the public and can be misused by others not related to this website so please keep it private.


Disclosure of your information

Except when required by law, I will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, I may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of my business, which may be the result of a merger, acquisition, restructuring, dissolution or partial sale in the future.


Privacy policy updates

This privacy policy is effective as of November 2019 and will be updated and modified as needed. You are responsible for visiting this page periodically to check for future updates to this policy. Any modifications to this privacy policy will be effective upon my publishing of the new terms, and your continued use of my website after the posting of any updates constitutes your acceptance of my modified privacy policy.



For any questions or comments regarding the Privacy Policy, please contact me at info@lovefromsteph.com.

Last updated: May 17, 2021.